Your value as a human being is not defined by the “stuff” you own. Our society has wrongfully assigned a value to people based on how much “stuff” they collect. Many of us suffer from a deadly disease called the “stuffit’s.” We spend a lot of money to buy things we can’t afford to impress people we don’t really like. I love the old adage “Measure your wealth not by the things you have, but by the things for which you would not take money.”
There are those who believe that finance is an exact mathematical science. I’ve learned that personal finance is only 20 percent head knowledge and 80 percent behavior. Personal finance is who you are. Your personal, philosophical and emotional problems and strengths will be reflected in your use of money. If you are very disciplined, you can be a good saver. If you are very selfish or self-centered, you will surround yourself with toys you cannot afford.
Author Larry Burkett says money problems are normally not the real problem but instead are only the symptom of a personal shortfall. My counseling experience confirms Burkett’s statement, “Extreme amounts of money or extreme lack of it magnifies character.”
What We Do Shows Who We Are
We all have seen people get rich overnight through a lottery or inheritance and, because of their immaturity, lose the entire fortune. On the other hand, I have seen people who grew more as individuals during a financial crisis than at any other time in their lives. Martin Luther King, Jr. said, “The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.”
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